HAVING DIFFICULTY PAYING YOUR BILLS?
02 4353 1750
0428 072 787
From time to time, many people find themselves struggling to buy food, pay the rent or mortgage and can be juggling numerous debts. If you’re in this situation, a financial counsellor can help you understand your options so that you can get back on your feet.
Financial Counselling is one of our free, confidential services available to support people experiencing financial difficulties, financial crisis, or debt.
Our Financial Counsellors can:
Help you to understand your rights and responsibilities (including consumer rights)
Help you explore options to manage financial difficulties
Conduct a full assessment of your financial situation, including regular income and expenditure, assets and liabilities
Information and options for change and improvement
Advocate on your behalf and negotiate with debt collectors. This can prevent harassment calls
Advocate on your behalf and negotiate with banks and other lenders
Provide information regarding National Hardship Register
Information on credit laws, the debt recovery process, pre-insolvency advice, bankruptcy and other areas of legislation (law)
They can also:
Offer budget counselling and information sessions
Advise and assist with problems related to debt and dealing with debt enforcement